When you DO or DON’T need Gap Insurance💰🚙

Thinking about buying GAP insurance from the dealership? You might want to think twice. While GAP insurance can be a smart financial safety net, dealerships often overcharge and roll it into your loan, making you pay interest on it for years. The good news? You can usually get it cheaper through your insurance company or other providers. In this article, we break down when you actually need GAP insurance, when you don’t, and where to find the best deal—without getting ripped off at the finance office. 🚗💰

Continue ReadingWhen you DO or DON’T need Gap Insurance💰🚙

When is the Best Time to Buy a Car?

There's a myth out there that buying a car at the end of the year is the best time to buy a car. I've also heard buying at the end of the month or quarter is best. But, I just don't buy into that notion. I know from experience, the only way to ensure you are getting a good deal is by making dealerships compete.

Continue ReadingWhen is the Best Time to Buy a Car?

10 Reasons Not to Lease a Car

Leasing a car may seem appealing with its lower monthly payments and the thrill of driving a new vehicle every few years, but is it really the best choice for you? Before you sign on the dotted line, consider these 10 compelling reasons to think twice about leasing. From limited mileage and no ownership to potential hidden costs and penalties, the drawbacks can add up quickly. If you're serious about making an informed decision, read on to discover why purchasing a vehicle might be the smarter option for most consumers. Your wallet will thank you!

Continue Reading10 Reasons Not to Lease a Car

Lease vs. Buy: How to Maximize Your Car Tax Benefits

Deciding whether to lease or buy a car can be complicated, particularly when considering the tax implications. While both options have their own sets of advantages, leasing often provides more immediate financial flexibility, particularly in terms of lower monthly payments and initial costs. For those using a vehicle for business purposes, leasing can offer significant tax benefits, such as the ability to deduct a portion of lease payments.

Continue ReadingLease vs. Buy: How to Maximize Your Car Tax Benefits